Thursday, September 4, 2008

Ski Insurance is a must for Winter Sports – A Report!

Imagine you have now read your code of conduct and found that as a skier in the ski resorts, you are about to undertake a risky sport where injuries are very common!

Or as they put it – “Injuries are not uncommon”!

Ski resort owners have insured themselves beforehand to fight against any unwanted calamity or any accident of that sort. But what about you?

A ski lift accident can occur anytime, hurting a lot of people, even in a warmer winter but add to that some foul weather and the chances of accidents increase exponentially.

During the peak skiing season, the vast majority of skiers do not come from professional skiing background and very few of them have prior experience of the treacherous slopes. In most cases what happens is that just after taking some initial lessons from instructors they board the ski lift and head out to the slopes.

It is not that only the novices get injured, as an accident can occur to anybody, even to a professional. It only takes seconds to go back home with an unwanted injury.

But what do the farsighted skiers do to ensure they are properly covered? Apart from taking the game seriously, they also get themselves insured.

Yes, the good news is that, insurance is available in the market to support you in such cases, known as ski insurance.

Ski insurance coverage is normally intended for skiing (including mono skiing), snowboarding, sledging, ice skating, and other winter sport activities. Most of these policies also cover off-piste for skiers and snowboarders.

Ski insurance may cover emergency medical and other expenses along with personal liability and ski and snowboard equipment cover. It may also offer you cover for valuables, baggage or even for delayed baggage or loss of lift pass.

So, if you are looking for a stress free trip with your skis this winter, it will be worthwhile to consult an insurance advisor for ski insurance.

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